Our range of finance purchase options in today’s financial climate will benefit customers who are simply looking to increase or upgrade or renew their commercial vehicle at the lowest cost.
If contract hire or fleet management is not for you, then we have finance options including operating lease, finance lease and hire purchase which will satisfy your need to drive down cost with a simple monthly payment over a negotiated period and on personalised terms.
The key benefits of an Operating Lease are similar to Contract Hire, but exclude the degree of basic asset management that is inbuilt.
You hire the vehicle from us for an agreed term at a fixed monthly rate.
An operating lease is suitable for those operators who seek the flexibility to manage their own vehicle maintenance needs.
A Finance Lease is a fixed term contract which allows you the benefit of use of an asset without ultimate ownership.
This also enables minimum capital outlay and fixed monthly rentals.
The VAT is paid on the lease value rental and the payments can be aligned with asset revenue streams and can be offset against business profits.
HP is instalment financing for those who ultimately wish to own the asset.
With fixed monthly payments, the VAT is payable at the outset and not monthly and offers you the opportunity to directly reclaim capital allowances.
Hire Purchase gives you ownership of the asset and can be tailored to your cash-flow requirements.